A clear, strategic look beyond the headlines—and what today’s numbers signal for your next move.

In recent discussions, a potential policy proposal attributed to President Trump has surfaced around capping credit card interest rates at 10%.

Many Americans are weighed down by unsecured debt. High-interest credit cards, auto loans, and student debt often compete with long-term financial goals and make it harder for homeowners to stay in control of their monthly budget.

At The Lending Corporation, we closely monitor housing market trends and policy discussions that may impact homebuyers, homeowners, and real estate professionals.

For years, the housing market conversation has centered on what’s missing: not enough inventory, not enough sellers, not enough transactions.

One of the biggest misconceptions is that the Federal Reserve directly sets mortgage rates. That’s not the case…

Credit report fees are once again in the spotlight, as industry leaders call for greater transparency and competition. Mortgage lenders and consumer advocates are questioning the sharp rise in credit reporting costs, which directly affects both borrowers and industry professionals.

Federal staffing cuts are once again making waves across the real estate and lending landscape. As the government…

The Fed’s first 2025 cut lowers the target range to 4.00–4.25%. Projections suggest two more cuts this year, potentially bringing rates down to 3.50–3.75%. This marks another turn…

Mortgage rates continue to shape the outlook across housing and lending sectors, and the latest updates point to growing optimism.

While the Fed voted to reduce interest rates by a quarter point, as expected, Stephen Miran was the only member of the 12-person panel to call…

Closing on a loan is an exciting milestone—but it can also feel overwhelming without the right preparation. To make sure everything goes…

The Federal Reserve is projected to cut interest rates up to 5 times over the next year. This shift could quickly turn today’s buyer-friendly…

Credit score not perfect? No problem. FHA loans offer flexible credit requirements and down payments as low as 3.5%. 2024 Avg. Rate: 5.25%…

When you apply for a mortgage, credit bureaus can sell your inquiry data to competing lenders—resulting in a flood of unsolicited calls, texts…

The bond market has been waiting for this moment: tame or non-trending inflation. As a result, we’re seeing the first significant rally in…

The U.S. housing market in 2024 will be remembered as the slowest in over 30 years. The challenges began in 2022, when real estate…

As part of our commitment to your financial well-being, we’re excited to offer you our Identity Theft Annual Check-Up. This comprehensive…

The housing market in 2025 is expected to see a mix of modest improvements and lingering challenges, according to Fannie Mae’s …

Although many people spend decades planning for retirement, the topic often causes anxiety. In fact, a study by the National Institute on Retirement Security found that 56%…

General knowledge says that borrowers need “substantial equity” in their homes to take a reverse mortgage. Obviously, if you own your…

We want to bring your attention to an important new regulation that could affect your business: The Corporate Transparency Act (CTA). Passed…

Our partners have already found $9 billion in potential HomeSafe Second loans that may help clients give the gift of a living inheritance and…

How many credit cards should you have? This is a question I often get asked. Like many things, it's personal, but I firmly believe if you have good credit, know how to use credit and are not…

Insurance can be a powerful tool for protecting real estate investments. Depending on their risk tolerance and skill set, real estate investors …

Conventional loan requirements are pretty stringent—especially when compared to government-backed mortgages. Private…